Financial Economist/Senior Financial Economist

Job Description & Qualification

The Commercial Credit Risk Analysis Division (CCRAD) of the Office of the Comptroller of the Currency (OCC) has openings for financial economists and senior financial economists. The OCC charters, regulates, and supervises all national banks, federal branches, and agencies of foreign banks and federal savings associations. Financial Economists in CCRAD conduct quantitative analysis and research to provide supervision support and to advise the OCC senior management on policy and regulation in commercial credit risk and enterprise risk, including operational risk, stress testing, securitization, asset management, capital and net revenue modeling. Financial Economists in CCRAD also conduct research and analysis on the topics of banking, financial markets and general financial economics.

Salary and Benefits: Salary starts from $160K for financial economist and is competitive and commensurate to experience for senior financial economist. The OCC is among the top places to work in the federal government. OCC employees enjoy all the standard federal benefits plus additional agency-specific benefits and competitive salaries not tied to the traditional government’s General Schedule pay system. We offer comprehensive and generous benefits package including a wide choice of subsidized health insurance plans, free OCC dental and vision insurance, and a pension plan. Visit to learn more.

At the junior level, candidates will have a demonstrated interest and capability in understanding commercial credit or financial markets, as evidenced by completed scholarly research work in related areas or defending their research dissertation in Economics, Finance, Statistics, or related field in a timely manner, or an equivalent combination of education and industry experience. At the senior level, the successful candidate will have a demonstrated expertise as evidenced by a substantial publication record and/or significant financial industry experience in related areas. The successful candidate will be expected to maintain an active research agenda and participate on bank exams reviewing banks’ quantitative models used in commercial credit markets and enterprise management.

Areas/Skills of Interest: Econometrics, Data Science, Financial Economics, Quantitative Finance, Corporate Finance, Capital Structure, Credit Risk, Risk Management, Financial Markets, Financial Institutions and Services (e.g., Payment Systems, Blockchain, FinTech, Valuation of Financial Institutions, Climate Risk)

Position Requirement: Candidates must be U.S. citizens or U.S. nationals

Application Procedure

Express Interest or For More Information: Email to with email subject line “2021 SSRN Your Last Name”. Please indicate clearly in your email whether you are currently a U.S. citizen or U.S. national (if your email does not include this information, it will be assumed that you are neither a U.S. citizen nor a U.S. national, hence not eligible for this position).

About the Organization

The Commercial Credit Risk Analysis Division (Commercial Credit RAD) specializes in risk identification, measurement, modeling and analysis in commercial credit risk and enterprise risk. Commercial Credit RAD primarily contributes to direct bank exam, other bank supervision support, as well as industry outreach in these areas. The Division also provides quantitative expertise and analysis to support intra-agency, interagency or international policy development. Staff actively conduct original research that is aligned with the Division’s missions and OCC priorities.

For Additional Questions

Job ID

ID: J8987